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家长们要注意了，房产证上加子女名字，这些风险要警惕！

房天下  2016-12-14 15:17

[摘要] 如今很多结婚夫妇在购买房子时总会出于各种理由在房产登记证上写下未成年子女的名字他们认为“娃娃房”的好处很多可以规避税费、家庭破产风险提前为孩子准备婚前财产等等

RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;FONT-FAMILY: 微软雅黑;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;LINE-HEIGHT: 2em;PADDING-RIGHT: 0px">如今很多结婚夫妇在购买房子时

RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;FONT-FAMILY: 微软雅黑;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">总会出于各种理由在房产登记证上
RD-WRAP: break-word !important;MAX-WIDTH: 100%;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px"/>

RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;FONT-FAMILY: 微软雅黑;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">写下未成年子女的名字

RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;FONT-FAMILY: 微软雅黑;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">他们认为“娃娃房”的好处很多
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RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;FONT-FAMILY: 微软雅黑;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">可以规避税费、家庭破产风险
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RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;FONT-FAMILY: 微软雅黑;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">提前为孩子准备婚前财产等等

RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">你们不能只想到“娃娃房”的利
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RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;LINE-HEIGHT: 2em;PADDING-RIGHT: 0px">RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">约定子女未成年时和父母共有的房产，在父母生前，权益属于父母所有。这种方法可以同时让孩子拥有房产，又不至于在遇到意外情况时，被作为遗产分割。

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RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;PADDING-RIGHT: 0px">RD-WRAP: break-word !important;MAX-WIDTH: 100%;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">二、进行房产份额变更

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RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;LINE-HEIGHT: 2em;PADDING-RIGHT: 0px">RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">直接到房产交易中心做房产份额变更，减少子女名下的房产份额，少可变更为1%。这种方法主要是应对房产税，即使子女成年后以自己名义所购房产超标，需要征收房产税时，至少和父母共有的房产部分，计税量将极其有限。
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RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;PADDING-RIGHT: 0px">RD-WRAP: break-word !important;MAX-WIDTH: 100%;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">三、从房产证上去名

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RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;LINE-HEIGHT: 2em;PADDING-RIGHT: 0px">RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">这个办法比较简单粗暴，但是可以说也是实用的办法。增减产权共有人，等同于买卖，即把一半的产权份额转让给你，缴纳税费按照这个份额来交就可以。
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RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;TEXT-ALIGN: justify;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;LINE-HEIGHT: 2em;PADDING-RIGHT: 0px">RD-WRAP: break-word !important;FONT-SIZE: 14px;MAX-WIDTH: 100%;COLOR: rgb(127,127,127);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;PADDING-RIGHT: 0px">房产证上减子女名字，视为买卖，要收取契税。去掉名字类似于份额转让，流程和正常的房屋交易类似，只需缴纳所占份额的契税，从1%—3%不等。去当地交易中心过户，产证上面所有的共有人都带好身份证办理即可。

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RD-WRAP: break-word !important;MAX-WIDTH: 100%;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 15px;MARGIN: 0px auto;DISPLAY: inline-block;PADDING-RIGHT: 15px;BACKGROUND-COLOR: rgb(254,254,254);overflow-wrap: break-word">
RD-WRAP: break-word !important;MAX-WIDTH: 100%;WHITE-SPACE: pre-wrap;PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;CLEAR: both;MARGIN: 0px;MIN-HEIGHT: 1em;PADDING-RIGHT: 0px;overflow-wrap: break-word">RD-WRAP: break-word !important;FONT-SIZE: 12px;MAX-WIDTH: 100%;COLOR: rgb(89,89,89);PADDING-BOTTOM: 0px;PADDING-: 0px;PADDING-LEFT: 0px;MARGIN: 0px;LINE-HEIGHT: 24px;PADDING-RIGHT: 0px;BACKGROUND-COLOR: rgb(255,255,255)">（注：图文来源于网络，如有侵权请联系我们删除）

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